bcecoloans
BCECOSARL is tackling the financial-exclusion and loss of Livelihoods from the approximately5000,000 farmers,3000,000women small-traders,300025indigenous-pygmies and 25,000000unemployed-youth in urban and rural-areas of DRC.Their basic socio-economic-needs are not being met.They live in urban and rural-areas of DRC.In the urban-rural environment of DRC,there is an extreme lack of microfinance-institutions to finance-Income-Generate-Activities’’IGA’’ in order to recover their Livelihoods.In response,BCECOSARL is developing digital solidarity-finance to distribute its inclusive and innovative financial-products through the MobileBanking application and a network of MobileBanking agents to democratize access to financial-services.It is a MobileBanking application that works with GSM/USSD without Internet connection requirements and without smartphone requirements.This way our customers will have access to financial-products without having to travel for miles.The application allows customers to request emergency loans online,open accounts on phones,saving,pay bills,transfer money between members,receive financial education messages on the phone,view account statements and change currency online and withdraw money from our MobileBanking resellers.
BCECOSARL is a digital-solidarity-microfinance company,with its network of local agents-MobileBanking and its MobileBanking-application that works with GSM/USSD without requiring an Internet-connection and smartphone; BCECOSARL addresses/solves the financial-exclusion and loss of livelihoods of small-farmers,Pygmies-indigenous-peoples,women and youth in urban and rural-areas of DRC.In this segment of customerss living in urban-rural-areas of DRC,there is an extreme-lack of microfinance-institutions to finance IGAs to recover their livelihoods lost due to armed-conflict and climate-hazards;they have no jobs,sources of income or mortgage-guarantees in urban-rural areas to access loans from existing MFI/Banques and clients;the distance between institutions and customerss,interest rates of financial-institutions and the non-use of new technologies by these MFIs/banks are also exclusion-factors.More than 5000000farmers,300025indigenous-pygmies,3000,000small-scale traders and 25000000unemployed-youth are victims of this financial-exclusion and have lost their livelihoods due to the war,their basic socio-economic needs are not being met.In response to this pain,BCECOSARL is developing digital-financial products that will provide solidarity-loans without mortgages,at an interest rate of 2%to finance the development of profitable income-generating activities(IGAs) for women small-traders,farmers,indigenous-pygmies and unemployed-youth,to enable them to develop regular income-generating activities.BCECOSARL has developed digital-finance and set up a network of MobileBanking agents to distribute close,inclusive and innovative-financial products through the MobileBanking application in order to democratize access to financial-services.
More than 5000000farmers,300025indigenous-pygmies,3000,000small-scale traders and 25000000unemployed-youth are victims of this financial-exclusion and have lost their livelihoods due to the war,their basic socio-economic needs are not being met.In response to this pain,BCECOSARL is developing digital-financial products that will provide solidarity-loans without mortgages,at an interest rate of 2%to finance the development of profitable income-generating activities(IGAs) for women small-traders,farmers,indigenous-pygmies and unemployed-youth,to enable them to develop regular income-generating activities.BCECOSARL has developed digital-finance and set up a network of MobileBanking agents to distribute close,inclusive and innovative-financial products through the MobileBanking application in order to democratize access to financial-services.
In response, BCECOSARL is developing digital solidarity finance to distribute its inclusive and innovative financial products through the MobileBanking application and a network of MobileBanking agents to democratize access to financial-services.It is a MobileBanking application that works with GSM/USSD without Internet connection requirements and without smartphone requirements.This way our customers will have access to financial-products without having to travel for miles.
The application allows customers to request emergency loans online, open accounts on phones, saving, pay bills, transfer money between members, receive financial education messages on the phone, view account statements and change currency online and withdraw money from our Mobile Banking resellers.
- Support communities in designing and determining solutions around critical services
- Create or advance equitable and inclusive economic growth
- Growth
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CEO et Co-Fondateur de la SOCIETE BCECOSARL