Guaraná Bank
There's consensus around how we achieve net zero emissions. If we do succeed, it will be primarily offsetting the way we produce energy over the last 100 years (energy sourced by fossil fuels accounts for ˜70/75% CO2 emissions).
Large infrastructure funds have been responsible to finance green energy at scale. In that sense, SME's do struggle to get financing at fair rates in order to develop their businesses in Latam.
Throughout our platform, we are allowing solar power energy producers to get competitive interest rates whilst making a positive impact on the world we live in.
Guaraná Bank is a marketplace to invest in solar power energy projects in Brazil connecting borrowers (SME's) and lenders (private & institutional investors).
We stepping ahead of competition removing unnecessary layers of bureaucracy to a process that hasn’t changed since the early 90's. Blockchain technology gives us significant cost structure advantages that allow us to have an additional flexibility in order to address key future potential growth projects.
Global economies are phasing a rapid disruption in how we produce and consume our energy.
There's only one way to achieve net zero CO2 emission and it's going to be powered by green energy.
We are unlocking capital resources to unserved SME's solar energy producers. At the end of the day, these projects will create a meaningful contribution reducing CO2 emissions and at the same time generating long term savings in electricity bills for millions of households.
In the next 15 years, developed countries will demand products and services produced and sourced by renewable energy.
Here's my rationale: there's consensus around how we achieve net zero emissions. If we do succeed, it will be primarily offsetting the way we produce energy over the last 100 years (energy sourced by fossil fuels accounts for ˜70/75% CO2 emissions).
However, there's a huge opportunity for energy storage related to our global domestic/commercial economy. You name it, EV's, home batteries, space heating, water heating, lighting, and the list goes on and on.
In that sense, Brazil has been taking the lead all across Latam and it will play a fundamental role in terms of GDP contribution.
We are going to be the backbone to finance the supply of these products and services.
Momentum ==> legal framework approved by the CVM (Brazilian "SEC") that allows us to issue utility tokens or digital debt to finance unserved SME's. Unfortunately, these guys do not have access to competitive interest rates even with a solid track record, the expertise and knowledge needed to issue corporate debt.
I believe in a greener future powered by innovation. I'm a mission-driven guy, passionate about sustainability and BTC.
I am uniquely qualified to succeed because I'm working to solve the largest problem that we have seen in human history.
- Provide new ways to accurately assess credit-worthiness of MSMEs and individuals, including methods that reduce bias against borrowers who have traditionally lacked equitable access to credit
- Brazil
- Prototype: A venture or organization building and testing its product, service, or business model, but which is not yet serving anyone
Stealth mode - MVP hasn't been tested. Although, it will serve hundreds of millions.
We are excited to become a Solver and connect with social impact leaders around the world.
Throughout Solve’s global network, we want to learn from and meet with potential partners within and outside the US that are looking to create impactful partnerships.
Fundamentally I believe that Solve will provide guidance, strategic advice and inspiration for us, ultimately a valuable validation of our impact.
- Business Model (e.g. product-market fit, strategy & development)
- Financial (e.g. accounting practices, pitching to investors)
- Human Capital (e.g. sourcing talent, board development)
- 7. Affordable and Clean Energy
- 8. Decent Work and Economic Growth
- 9. Industry, Innovation, and Infrastructure
- 11. Sustainable Cities and Communities
- 13. Climate Action
Providing financial services and support to green energy producers can increase the adoption and use of green energy, leading to positive social and environmental outcomes.
The first step in the theory of change is to increase access to financial services and support for green energy producers. This can be achieved through the provision of financial education, microfinance, and loans, as well as other forms of support such as technical assistance and mentoring. By increasing access to financial services, green energy producers can better manage their finances and invest in sustainable energy solutions.
The second step is to promote the adoption of green energy solutions by green energy producers. This can be achieved through a combination of education, advocacy, and incentivization. Educating green energy producers about the benefits of green energy and the negative impact of traditional energy sources can encourage them to switch to more sustainable options. Advocacy efforts can help to create a supportive policy environment that promotes the adoption of green energy solutions. Incentives, such as tax credits or subsidies, can help to offset the higher costs of investing in green energy technologies.
The third step is to build the necessary infrastructure to support the adoption of green energy solutions. This includes investing in renewable energy technologies, such as solar panels and wind turbines, and developing the necessary grid infrastructure to support their integration into existing energy systems. Investing in infrastructure also creates jobs and boosts local economies, providing additional benefits to green energy producers.
The fourth and final step is to measure and evaluate the impact of these efforts. This involves tracking progress towards the desired social and environmental outcomes, including the number of green energy producers who have gained access to financial services and support, the amount of green energy that has been produced, and the reduction in greenhouse gas emissions. It also involves assessing the effectiveness of different interventions and identifying areas for improvement.
- A new application of an existing technology
- Brazil
- United States
- For-profit, including B-Corp or similar models
- Organizations (B2B)
