EDU-DEFI
As money loses value over time and global economies try to cope with inflation, countries' policies become increasingly unstable due to a variety of factors. Workers and MSEs trying to save and increase their wealth are directly affected by the devaluation of the local currency. In addition, traditional financial systems in Peru have the lowest effective annual rates, averaging only 8% per annum, which results in the Bank taking all the benefit, leaving your money to devalue over the years.
To guide workers and MSMEs seeking to save and grow their wealth with tools that will allow them to make investment decisions within the DeFi ecosystem applied to cryptocurrency projects, to be able to develop a cryptocurrency portfolio, evaluate a cryptocurrency project, manage risk, the importance of compound interest and good investment practices within the web 3.0.
My solution focuses on working people excluded from the traditional financial system and MSEs, by implementing my solution they will have another approach on how to generate wealth and avoid a future devaluation of their local currency.
I studied blockchain for a long time, indirectly participated in cryptocurrency projects and analyzed the scalability of cryptocurrencies.
- Make it easier and more affordable for individuals and MSMEs to make investments and transfer payments, across geographies and across different types of platforms
- Peru
- Prototype: A venture or organization building and testing its product, service, or business model, but which is not yet serving anyone
5 people
I need to consolidate my project and I will do it with the help of this contest, I want to help people to have another option in the financial world and that with the growing trend they can take advantage of the benefits of this project.
- Technology (e.g. software or hardware, web development/design)
My solution is to spread other investment alternatives through web 3.0 tools, through education in platforms known by people and MyPES. Provisionally it will have virtual spaces, but eventually a website and an app will be implemented, for classes and relevant investment news of new cryptocurrency projects with high, medium and low risk for all types of investments. The Decentralized Finance (DeFi) community is too large and every time speculation and scams are growing, therefore, having a solid foundation of how to buy assets in cryptocurrencies and knowing that you can generate long-term profitability, it would only be available to individuals and companies to invest their own money.
The objectives we have within the first year, is to be able to reach that target audience, people and companies that want to know other alternatives outside the traditional banking system of their country. Subsequently, growing the community and making it disruptive with new ideas and the participation of experts in conferences and seminars would generate value to our financial inclusion project.
- 1. No Poverty
- 4. Quality Education
- 8. Decent Work and Economic Growth
- 10. Reduced Inequalities
Within the participants, we will progressively measure with surveys the performance of their investments, these metrics will be constantly consulted so that they can reach the desired goal within their funds. In this way we will evaluate the impact objectives within our project.
- A new business model or process that relies on technology to be successful
- Blockchain
- Internet of Things
- Peru
- Hybrid of for-profit and nonprofit
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- Individual consumers or stakeholders (B2C)

engineering student