Idea "33"
With the help of a simple calculation example that "33" (the 33 stands figurative for 33 cents per day or $10 a month) I would like to point out a possibility with which people could create a financial basis for themselves and for others. This could allow major challenges, such as social inclusion, to be achieved and opportunity for shared prosperity. This proposal can be used individually, flexibly level.
optionales calculation example: 33 Cent/day ($10/mon) x 1000000 people x 12 months = $120.000.000/year
By participating in this competition, I would like to highlight an option whereby people who have the resources can use a relatively small amount to actively and directly participate in key challenges such as social inclusion. This participation can be done locally, regionally or globally. The persons appropriate could achieve a lot deal in a very simplified way for themselves or for others who do not have the financial means. I do not think that there is a lack of ideas enough to be able to develop appropriate solutions to the challenges of our time. But in the end, implementation depends essentially on the respective finance viability. The old peasant wisdom "A clever head does not still make a full stomach" is unfortunately often true. Instead of an individual solution for this competition, I would therefore like to show a mathematical approach for a basic financing. Whit which in very simplified and understandable way a successful inclusion can be supported. And as a result, many people could become financially independent.
I do not work specifically for a specific population group and I have it too do not intend with my idea. With my idea "33" I hope to present a supporting element to people in general. The calculation example for "33" can be used as a basic idea for a financial basis for oneself or for others. For my idea, I personally could contribute 66 cents a day or $240 a year to a common cause such as the realization one social inclusion. In order to reach people with my idea, however, it requires people with much more competence and expertise on this topic. For this reason, I hope I might be able to make a meaningful contribution in this way for a solution. In order to be able to offer support to other people if they want to.
The basic approach to working out my idea "33" came from the 2008 global financial crisis, with the aim of finding a theoretical solution that would allow people to develop a means of to secure their money independently of general financial systems and its institutions. The motto of this time "We are the 99%" served as an orientation for me to develop a solution that would give people a realistic chance to reach this goal. The result of my reflections describing the idea "33" is oriented in the process less by the pyramidal structure of an institution or movement that usually grows from top to bottom. My idea describes as a basic structure a circle. With the help of this structure, the persons involved can take part by voting directly and equal rights. In my idea, any number of people with similar interests and goals would voluntarily deposit any amount of money they set themselves for themselves into a common account. In what form they use these funds whether for social affairs, commercial or both is left to the people involved themselves. A suggestion of me would be to set up a common website on which anyone can inform even about anything important. There, constructive comments could be made or opportunities for participation could be offered. The funds provided would optionally be invested for one year and then decided by common vote how these funds would be used most effectively. The greatest possible transparency would be decisive for a successful realization of my Idea.
- Support communities in designing and determining solutions around critical services
- Create or advance equitable and inclusive economic growth
- Concept
- New business model or process
The key innovations are the simplicity, the comprehensibility and the universal such as worldwide applicability. Virtually every person in the world, along with others, can build and use a financial basis based on this idea. It can be used on a small local as well as on a large international level. Social and commercial projects could receive financial support in this way.
An application example for the USA would a shared, privately funded healthcare system in the US that can be used for a basic healthcare. If 100 million US citizens choose to spend $1 per day ($365 per year) on a shared budget based on my idea"33", that would add up to $36,5 billion a year.
This core technology needed for my idea of "33" is the internet, because it allows a large number of people to connect and thus to be able to create a common financial basis. It would certainly be recommended to make this as transparent as possible and to use.
- Behavioral Design
- Social Networks
Every project needs funding and it is at this point that my idea"33" sets in to receive as independent a source of money as possible. Thus, large amounts of financial resources can be provided for a common purpose and the risk for the individual remains relatively manageable. This is essentially the main reason why my solution should deal with the problem.
- Women & Girls
- Pregnant Women
- LGBTQ+
- Children and Adolescents
- Infants
- Elderly
- Rural Residents
- Peri-Urban Residents
- Urban Residents
- Very Poor/Poor
- Low-Income
- Middle-Income
- Minorities/Previously Excluded Populations
- Refugees/Internally Displaced Persons
- Persons with Disabilities
- Algeria
- Germany
- United States
- Algeria
- Germany
- United States
Since my suggestion is in the idea phase, there are currently no people who use my solution, at least not based on my idea. With a positive assessment and support from appropriate individuals or organizations, this can certainly change very quickly to the positive. Basically I go from a total of 3 billion people who are potentially to be able to provide a certain amount of money for a common purpose and all this voluntarily.
My goal for the first year would in Germany and in the USA be to find people or an organization that help me to develop and design my idea so that it can be used in practice for many people if it is possible. The release at "Solve" is an attempt to do the famos first step to reach this goal. Even if, as you yourself write in one of your comments, is unlikely it that an idea or concept will be considered in this competition. The potential with the help of my idea"33" to reach millions of people in the next five years and to improve the lives of these people in this period definitely has it. Because my proposed solution is basically just a simple mathematical equation and its principle can not be refuted. Whether the people choose to take advantage of this possibility in reality is a different matter and depends essentially on the support of third who are able to showcase this proposal present and to communicate in public.
The main obstacle is the fact that as a single person I am not able to reasonable present my idea"33" to the public and therefore needed the appropriate support from a suitable side. To give people an option with the they might be able to solve for themselves and other important challenges. But as long as the focus is on supporting already existing concepts and projects, it is difficult to get suitable support, especially since most of them presented in a very professional way.
By presenting my idea"33" at events and competitions like these I would like to try to draw attention of appropriate people and organizations to the possibilities of my proposal. These form the key component for my idea and its possible implementation.
- Nonprofit
At the moment I am only a single person but maybe with the help of Solve I will be able to change this.
I can spend at least 33 cents a day for a common cause and future.
I do not work with any organization or anyone else, but am willing gladly to do so if desired.
My idea"33" can be viewed as a non-profit model and can also be used for commercial purposes. A theoretical example of a possible business model based on my idea"33" for the US makes the commercial benefits very clear.
When 10 million businesses, institutional and private investors, financial institutions, etc., in the United States are willing to spend an average of $ 100,000 a year on a common fund to better position and secure the future of the US in global competition. Could the private sector in the US provide US $ 1 trillion per year for the benefit of people in common.
Since my idea is the formation of an independent financial basis, the question of financial sustainability does not arise. The people involved decide for themselves how long and how much they want to spend for the common purpose. The average basic amount is 33 cents per day per person involved. To get my idea known, about $ 250,000 to $ 300,000 a year would be needed for the first five years. These funds can be borrowed and later repaid from the jointly established fund of Idea"33".
In order to find an appropriate framework for the presentation of my idea"33" and to get a realistic assessment. My main aim would it be benefit from the know-how such as contact data of SOLVE and to arouse interest in my idea. Ideally, teams would form around the world to take up the basic thought behind my idea and develop professional concepts from it. These could then be used to improve people`s lives in practice.
- Distribution
- Funding and revenue model
I`m basically willing to work with everyone as long as the principles of the rule of law are note and respected. Cooperation should be as casual, unbiased and transparent as possible. In a cooperation, I would introduce my idea and try with the people involved to develop a corresponding concept that can then be used in practice.
I`d try to enlist a professional team in the US that takes up my idea and develops a concept out of it. This concept should then be presented at appropriate events US companies. One possible main topic could to use my idea to increase the general purchasing power of many people through targeted investments.
example:
1,000,000 US companies pay an average of $ 100,000 per year = $ 100 billion
I would try to imagine my idea"33" to relevant organizations and movements, preferably in the US, on this topic, show them the option of a financial basis that they could then use independently for their own purposes.
example:
1 billion women pay on average $ 120 per year = $ 120 billion
I would try to use the price to organize events to inform German and European companies about the commercial possibility of my idea"33". The focus for possible investments would be on the Maghreb countries, especially in Algeria. There, many products and goods that are currently produced in Asia, especially in China and intended for the European market could be produced. This could create new living and economic areas in North Africa, which would certainly benefit many people, especially refugees. In return, German and European companies could benefit from new sales markets.
example:
1,000,000 European companies pay an average of 100,000 euros per year = 100 billion euros