Indian Social Service Institute

It is for women, the unorganized group-centered approach to give solutions for financial and business growth

1. solution: provide small investment to restart their small business during the post-covid-19 period. Give INR 5000 as a grant or loan to one vendor

2. solution: impart financial literacy according to their level to manage their finance and business

3. solution: create awareness about covid-19 and motivate them to  adopt  preventive measures during the business in the street and with families 

Specific problems of women street vendors:

1. No investment to restart their business during the post-covid-19period. Now our Govt allowed street vending businesses. During the lockdown period, they spent all their saved money to feed the family, family expenses, etc. Now, No money to restart their business and earn money for livelihood. They are unorganized and have no assets in their families. The  Govtbankers and private financial institutions are ready to give loans/investments because they have no assets, even no proper houses. So the families are suffering by no income for their small business which creates poverty and hunger in their families

2. Most the street vendors are not  aware of the financial management o stand solve problems financial problems  in the business

3. Unaware of covid-19 and no knowledge to prevent and control the virus themselves

All the information about their problems was identified our survey and group discussions with the group Also, we collected data from Govt sources and  articles in the news papers and magaines

- We will arrange and provide a loan/ investment of INR  5000 to one vendor. We organize women vendors grouping each location. they will coordinate with us for investment, repayment, etc. totally of 100 vendors will get the support

-  Lack of financial literacy, they lost their investment/ income by using an inappropriate financial system. So, we will give financial input and management, etc to them through orientation and training. So after the training, the vendors will effectively manage the fiance and run the business profitably

The solution serves 100 women street vendors. the women are economically and socially very backward. They are living in the slums and rural areas. They are the main provide income source for their families. All the vendors in Pudukkttai and nearby sub-urban areas

 We understood their needs and problems through surveys and group discussions. We live in the same district and observed the problems. So far no financial institution or NGOs are giving support to them

They belong to a low caste as per the Indian system, all are Indians and all of them are women, economic poor, and their income is irregular. most of them are semi-literate. age between 24 to 45, many women are young widows

No

Our mission is to promote the empowerment of women  of low-income communities through socially and economically

The solution is also aligned with our mission to improve the income of women involved in small businesses like street vending

Our theory of change:

mutuality,  critical self-awareness, collective action, conscientization, and collaboration—are important in working with individuals, families, groups, and communities. Both feminist and empowerment concepts serve a role in redressing unequal access to power and resources.

 Logical framework:

1. Activity: input:  provide small investment to restart their small business during the post-covid-19 period. Give INR 5000 as a grant or loan to one vendor.

 Input provide INR 500 as business investment to one vendor for 00 women

Output:  increase income of 100 women 

2.Activity:  impart financial literacy according to their level to manage their finance and business. 

Input: give financial literacy training to 100 women. 

Output: 100 women can mage their business and finance successfully

3. Activity: create awareness about covid-19 and motivate them to  adopt  preventive measures during the business in the street and with families

Input: promote awareness about covid-19 and preventive measures

Output:  women vendors effectively prevent the virus during their steert business and families 

We  supported for  60 widows  to start fish vending those who lost their husbands due to the tsunami in the year of 2007

We will serve  our  targe community called  the women street vendors,  we have no other stakeholder except our target community for the program

It is women centered program. The women, the beneficiary group will take part in the implementation of all activities.  The women's street vending community will  cordially collaborate with our team to promote and give solution for their problem efectivelly

We have already built relationships with local women street vendors. Conducted several group discussions and arranged a plan of action etc. So, we are a strong rapport with them. We hope and believe, our established relationship will help us to build trust and serve for them 

First year" 

- provide training on financial literacy to 20 women

- Create awareness about covid-19 for 20 women

- provide financial assistance/ investment for 20 women vendors

Next five years: 

- provide training on financial literacy every year  20 members and totally of 100 women will be trained rest of 5 years

- Create awareness about covid-19  by training. every year  20 members and a total of 100 women will be trained rest of 5 years

- provide financial assistance/ investment for 20 women vendors in the first year and totally of 100 women will get financial support within 5 years

Our team members are graduates, 5 to 20 yers experience in development sectors, specially economic activity for low income communities

We have applied to get  financial support for business investment, training and awareness on financial literacy and covid-19

We will help the women street vendors to get financial support to restart their business, learn financial literacy and awareness to prevent covid-19

The goal of the partnership is to  support our organization to carried our the activities of the program for the women street vendors

We like to partner with the organization are having humanity development and empower the  small business owners