Financiera Global , App and Financial Institute

Financiera Global not only will be an app but also a financial institute  which will help the people to understand about their finances, and teach you what the banks don´t.

Financiera Global would be an application and financial institute that will teach you about your finances, you can use it even if you are a child, the goal is that everyone learn about it, the application will allow you to form a saving plan with a goal according to your budget, for example: you want  to buy  that beautiful refrigerator that you saw in the supermarket the application will give you a term, according to your salary, and your essential needs, you can save your money in the application, like a bank, but without a bank, through blockchain that is without Someone's intervention, now if you do not want to spend your money , you can start investing,we will give you investment options according to your choice, both adults and children can start here,

You can also organize your expenses by declaring monthly expenses .Generally the purpose is to save, invest and know how to spend .

We are going to be a modern but friendly financial institution (App), offering you saving and investment options, you can also invest in the long-term, we will help you to have a good retirement.

Not only in my community but in all the world the people can´t have a good retirement , and i have seen it every time i go to a supermarket , i see old people  continue working when they are supposed to retire

The vulnerability of the elderly in the pandemic depending on their economic and health conditions. 23% of adults over 68 years of age continue to work despite being of retirement age and of these, 43% do so in activities with a high risk of unemployment

in mexico 0.5% of people over 18 years old invest , if everyone invested , the GDP(Gross Domestic Product) would increase so would the employement .

Only 26% of the population in Mexico has some type of financial education

The 56.7% of citizens in mexico is endebted because they weren´t able to ask someone if their decision was suitable.

Financiera Global plan to solve part of this, advising everyone about their finances 

Many people is affected because they don´t know how to take their decisions correctly ,financiera global would help my community by advicing them how to manage their money in a better way   

Other problem we are trying to solve is the silly debts , in mexico is very commom people go into debt because they make big parties  , they spend more money than they earn!!! , and they are affected for their whole life

In Financiera Global we want yo to change that , and benefit everyone.

 I plan to work with all the the population even if they´re kids , i think it would change their way of thinking about what to do with their money, the folks can´t achieve their goals like buying a car because they didn´t know how to use their money correctly , i want to change people´s life by giving them knwoledge , actually  this is currently undeserved and it is ignored by many ,i would like to help eveybody to improve their  financial knowledge by changing their lifes , financiera global would have a good impact over people helping them to order their essential needs and save money trough a plan , actually saving or investing shall be an objective for everyone , i think to know how to manage your money is a neccesity because you can improve your life style by knowing how to use your salary correctly

This project come from me by seeing how the folk in my country(mexico) spend their money , i would like to start in my community with the ones who doesn´t have an idea of how the money function, all this idea started because i saw how my family had financial problems or debts  , my objective is to start with the parents which sometimes have financial problems due to expenses which are important ,I am still a "child" who got interested in this , the second point i am interested in ,is to instruct young people  who is interested in finances like me.

 I have been in some virtual meetings about finances , but actually i have done some things in my family ,my father the last year bought a house here in mexico (he got into debt) and he´s still endebted , i asked him how much money he needed to pay his debt , he said me and i gave him some options ,

1.hypothecate the house and pay the debt with that money , so he could avoid the horrible banking interest rate of the bank.

He didn´t do it but i learned 

My uncle wanted to invest his money but he didn´t know how to do it , but i had read a book(Pequeño Cerdo Capitalista Inversiones by Sofía Macías) and i advise him to do it in cetes (debt instrument) and he did it , he invested  $200 dollars , it is not too much , but i helped someone to learn 

i have been studying computer programming , because i plan to improve my app , my father is a computing teacher and my brother choose the career of software engineering , i hope both of them to help me 

if i came back to the school , i would  propose to my teachers to let me  talk to my classmates about the importance of finances , and create my own club about that , and expand it in my school ,not only with students but also with adults(teachers and parents)

I chose finances because it is something in what i am interested in , and i want my project to expand and help many people to make better decisions about their money, i have achieved that members of my family learned about finances , i have been learning computer programming (JavaScript and Phyton) for a year to make  an app or a videogame(it was before i created my idea about financiera global),  i have been always thinking about some idea that help the people and me , but i finished to create all this idea months ago when i realized that i need to join both of my likes , coding and finances .

I haven´t started to make what i plan to create  because i need to continue learning both coding and finances to have a better result , i would like to design my app in a better way that´s why i will continue learning.

Financiera Global would use software for the app , i am working on it now , also  my idea is that the people can save their money in the app ,  my app would use blockchain to make all the transactions , i plan to change the way the banks function , to help the people to choose their saving or invesment plan AI will help us.

i want to create my own cryptocurrency with the value of the most important currency(dollar) , to use it as normal money , and introduce it in our lives

i would like to start with the salaried employees , and young people , my objective is to have 100,000 users

My goals for Financiera Global are :

1.Have 100,00 users

2.Have Contracts with Private and Public Sectors, our plan is make contracts with private and public sector , to make the employees use financiera global as their financial institute , it benefit both goverment and companies , because they would benefit the employees by giving them retirement options.

3.Implement a subject about finances in the schools, the young people would start learning finances , to help them , in the future they will know how to manage their money.

We would benefit the economic growth by giving investing options in the stock exchange , if financiera global have success ,that i know it will be like that ,financiera global will give you the option to invest in the stock exchange , if in mexico i get that the PIB(Gross Domestic Product GDP in united states)would increase , and there would be more opportunities of employement 

 Not only in mexico but in the world  the unemployement is one of the principal reasons of poverty.

Technical ,and financial obstacles , the app which i plan to create need to be financed because i don´t have all the technoloy required , and technical because the app need to be created with a programming language , i am working on it.

Yes , my answer is yes , i think my proyect is qualifies for the price, because it would produce a change in the financial institutes , the people could manage their money in a better way , the young people can start learning about something important .

I will use the money to develop my app .