The rural farmers in the continent of Africa have the land but lack financial resources , technical abilities and knowledge of the market this issues have an impact in both the quantity and the quality of the food produce ,
For a farmer to produce, he/she needs seeds, fertilizers, tractor services and crop protection products, plus the advisory services that allows her to make good use of the inputs and get a crop that is marketable. Because when products are sold, farmers get the income that can be re-invested in the next cycle.
However, as we sit here today in africa less than 4% of commercial lending goes to agriculture and public spending on agriculture ranges between 3 to 6% of the budget. While small holder farmers are key in growing the African economy, financial services hardly reach them