Financial career-oriented application

Financial application for everyone , 7+ years old. A career-oriented application, based on the information and financial model for each individual

1. The solution: An application platform for Users - Trainers & Educators - Employers

   • For the Users:
     • Suggest study plans, career-labor orientation, financial plan successfully and sustainability 
     • Based on: Financial algorithm, market information, multi-fields data, user ability data
     • Present the prospects for the near future of user's life if following the plan 
     • Provide the informations of Trainers & Employers.
   • For Trainers - Employers: Provide real allowed informations of users.
2. Address the challenge:
   • The application collects current multidisciplinary information to map future trends. Also based on data on the user's ability to set up the implementation plan
   • Help young people:
     • Make decisions about pursuing a career, study and training model
     • Look ahead to the prospect in near future
     • Set up financial plans, goals strive to realize
     • Forecast changes for timely adaptation
     • Step by step creating a sustainable and flexible  foundation of career, finance, knowledge, living conditions
   • Be a bridge between young people with trainers and employers, create a perspective on the labor situation in future 
   • Timely assistance for unsuccessful cases,unemployment, financial crisis accidentally. Find a rescue plan by connecting extensively with the community of employers and trainers.
3. If scaled, the solution will create  a flat world between users - trainers - employers around the globe. Through the application:
   • The user:
     • Reach out information on the jobs and skills  that employers need
     • Reach out the appropriate training programs from the trainer
   • The employers :
     • Approach candidates, potential talent from users community 
     • Interact with training programs to improve labor resources
   • The trainers:
     • Approach information on the capabilities, plans, goals of the user. Design appropriate training programs
     • Approach the requirements of the recruiters. Improve the training programs to meet the requirements of employers

• Based on actual informations and data: growth in multi fields, movement of capital flows, the emergence of new technologies eradicate the old things ,etc... to create career prospects in the future, on each region around the world

1. There are always data to help forecast the future of the labor situation:
   • Most young people do not usually access to and fully understand these informations
   • Young people need to be central to forecasting, as well as more detailed, intuitive programming for audiences 
2. Actually approach the talent informations of users:
   • Evaluate the development of talents
   • Complement and enhance the kind of talents through educational games or training programs.
3. Avoid cases of waste of young people's resources due to wrong orientation or due to lack of information on future labor demand
4. Eliminate barriers between young people - trainers - employers

skills - demands forecasts 

• http://www.cedefop.europa.eu/f...
• http://files.eric.ed.gov/fullt...

To implement, the solution must be divided into several stages. Each stage must create specific products and obtain certain results to cover costs, accrue finance & experience.

First stage : The initial goal is to become a popular application.The target users are couples who are about to give birth; and are kids of the age can use the application and their parents. 

Second stage: The app will update to reach younger audiences under 18 and their parents

Third stage: The application will be perfected so that it can perform complex tasks for students and employees

Daily log-ins - 80.000 regular users

Daily log-ins - 400.000 users

Daily log-ins - Over 2 million users

The solution is not entirely unique:

• The informations will be transformed into classifiedable, canculatable data and applied for financial plan
• Use data from "the information space" to establish the learning plan and spending manners sustainably, based on financial standards
• The approach of the solution is always flexible to gather the real data. Use researches in many areas such as psychology, finance, education, culture ... to find the best results for users.
• The solution offers a variety of approaches to reach users in a variety of cultures, and connects them based on data and technology.

The most important data of solution is from the user, divided into stages to approach (see "Describe the target outcomes of your solution")

1. First:
   • When prenatal, user's parents used the application, and when users reach the age can use the application, their parents will first supporters.
   • helps parents in financial planning for child. Use games to improve child's ability, and communicate that ability to  parents
2. Second: 
   • Continue to use games to enhance, collect and categorize child's abilities. 
   • Teach users (child) to plan their finances and learning
   • Inform parents about the capabilities of the user
3. Third:
   • The user mastered the application completely
   • Be part of the global labor

1. High tech infrastructure is available: Access by applications on smart mobile devices,wearable devices, AR - VR devices
2. Medium internet infrastructure: Access by internet website, desktop application
3. Phone network only: advisory messages system
4. No network: Advisory press section on local newspapers

The solution is divided into several stages,short and long term goals, includes  financial, resource, R & D ...

• The start-up step (1A). The initial product is a financial app free for couples who prepare to have baby till 16 years old :
  • Finacial plan: funding, Income from advertising
  • Vertical development: R&D system core, develop the next app 
  •  Horizontal development: complete, complementary, advanced features on (1A)
• The primary step (2A): The product is app for child from 7-11 years old (1A). Features: education game, plan for something, connected with parents's app (1A)
  • Finacial plan: funding, Income from advertising, education game
  • Horizontal & Vertical development: similar to 1A
• Secondary step (3A): similar to 2A with the style is changed to suitable for age from 11-15.Collect talent data and focus on the ability that could meet future works
• Tertiary step (4A) - Employment orientation & Master step (5A) - Enhancing professional qualifications and plan for career: Income from advertising

• Financial career-oriented planning is a less interesting topic, and it is hard to attract users as entertainment applications. 

  
  

  • Therefore, it requires sub-applications with many features that is aimed at attracting ordinary users and helps to collect data as well as support for main purposes
• Collecting user data is a sensitive issue and may be illegal
  • The data used for analysis is encrypted securely and anonymously 
  • The user identifier data is encrypted and can only be decrypted at the user's device.

1. We look forward to receiving your evaluation of the idea, share your views on the feasibility and prospects of the solution, share the experience as well as the knowledge required when implementing such projects
2. Each stage of the project, we hope to receive the support of resources from SOLVE
3. Like everyone, the writer also has many thoughts and concerns about human problems and desire to find suitable communities that can share, learn, explore the ways to realize the ideas 

CEO TM5 corporation

None